What We Offer
Our Specialized Programs
3Monkey Underwriting Group offers wholesale transportation insurance programs built specifically for retail agencies. We provide access to competitive markets, specialized expertise, and the support to help you place more business.
Program 01
Auto Liability
Commercial Auto Coverage for the Road Ahead
Auto liability is the backbone of any commercial trucking insurance program. Our wholesale auto liability solutions give retail agents access to competitive markets for a wide range of trucking operations — from single owner-operators to large regional fleets.
Coverage Highlights
- Primary liability for truckers-for-hire
- Non-trucking liability (bobtail)
- Owner-operators and fleet accounts
- Long-haul, regional, and local operations
- Admitted and non-admitted market options
- Risks declined by standard markets
Eligible Risks
- Owner-operators with 1–5 units
- Small to mid-size fleets (6–50 units)
- Larger fleet programs available on request
- New ventures considered on a case-by-case basis
Program 02
Motor Truck Cargo
Protecting What's in the Trailer
Cargo coverage is critical for trucking clients — and getting it right matters. Our motor truck cargo programs are designed to cover a broad range of commodities and haul types, giving your clients the protection they need and giving your agency a competitive edge.
Coverage Highlights
- General freight and dry van operations
- Refrigerated cargo (reefer breakdown available)
- Flatbed and specialized equipment loads
- Household goods and moving operations
- High-value and specialty commodity programs
- Earned freight and debris removal
Eligible Risks
- For-hire truckers and common carriers
- Contract and private carriers
- Intermodal and drayage operations
- Commodity-specific programs available
Program 03
Physical Damage
Coverage for the Equipment That Keeps Business Moving
Tractors and trailers represent a major capital investment for your trucking clients. Our physical damage programs provide comprehensive and collision coverage for commercial vehicles, with flexible options that help retail agents place accounts efficiently.
Coverage Highlights
- Comprehensive and collision for tractors
- Trailer interchange coverage
- Stated value and actual cash value options
- New and used equipment
- Older or high-mileage units considered
- Layup provisions available
Eligible Risks
- Owner-operators and small fleets
- Larger fleet schedules available
- Leased and financed equipment
- Specialty and vocational vehicles
Program 04
NAFTA Trucking Program
Cross-Border Coverage for the Border Corridor
Our NAFTA Trucking Program is purpose-built for companies operating in the US–Mexico border corridor. We understand the unique challenges of cross-border operations and offer programs that standard markets simply won't write — including international drivers and new ventures.
Coverage Highlights
- Auto liability for cross-border operations
- US–Mexico border corridor specialists
- International drivers accepted
- New ventures welcome
- Admitted and non-admitted options
- Cargo coverage available for cross-border hauls
Eligible Risks
- Companies domiciled in the border corridor
- US and Mexico cross-border operations
- International and foreign-licensed drivers
- New ventures and start-up operations
- Owner-operators and small fleets
- Risks declined by standard markets
Ready to submit a risk?
Our team is ready to review your submission and get back to you quickly. Reach out directly or use our quote request form to get started.